Classic Benefit (Life Option) : Higher of Sum Assured or Fund Value
Classic Benefit (Extra Life Option) : Higher of Sum Assured or Fund Value Plus Accidental Death Benefit
Classic Plus Benefit : Sum Assured and Fund Value
Classic Waiver Benefit : Sum Assured Plus on each future premium due date, an amount equal to the modal premium shall be credited to the Policy holderís Fund Value after deduction of applicable charges. This fund value will be payable on maturity.